Recently, the bank wide working (video) conference of export import bank in 2022 was held in Beijing. The data show that by the end of 2021, the on balance sheet assets of the export import bank had exceeded 5.4 trillion yuan, an increase of more than 8% over the beginning of the year; The balance of domestic and foreign currency loans was about 4.7 trillion yuan, an increase of more than 9.4% over the beginning of the year, of which the balance of RMB loans exceeded 3.5 trillion yuan, an increase of 450 billion yuan over the beginning of the year. The risk prevention ability has been continuously improved, and the non-performing loan ratio is 1.58%, the lowest in four years.
The meeting proposed that in 2021, the export and import bank would fully serve the "six stable" and "six guarantees" and implement the decision making arrangements of the CPC Central Committee and the State Council. First, we should focus on the main responsibility and main industries, and push forward a number of major projects such as the old fellow railway and the Hungary railway. One belt, one road loan balance grew by 11% over the end of 2021. In the field of foreign trade, the loan balance of foreign trade industry increased by more than 17% year-on-year; Efforts were made to improve the stability of the industrial chain and supply chain, and the balance of manufacturing loans increased by 16.9% year-on-year; Improve the "double carbon" business system and supporting policies, and the balance of green credit increased by 15.4% year-on-year; Promote the implementation of new small and micro foreign trade policy business varieties, the balance of inclusive small and micro loans increased by about 24% year-on-year, benefiting about 70000 small and micro enterprises, and the financing cost of small and micro enterprises was further reduced; A leading group for Rural Revitalization was established to consolidate the achievements in poverty alleviation. Second, adhere to the main position of policy business, and in the face of objective adverse environmental challenges, introduce a number of measures to guide business units to increase policy loans. Third, adhere to strict management in accordance with regulations, continuously improve the internal risk control system, effectively conduct risk preference and further improve the ability of risk control by improving and optimizing the rating model, formulating customer monitoring and risk early warning system, and establishing a joint meeting mechanism for large credit customers. Fourth, based on sustainable development, improve the level of capital management and financial benefits, adjust the financing structure, reduce financing costs and actively benefit the real economy by opening up primary capital supplement channels and optimizing pricing management. Fifthly, focusing on enhancing service capacity, based on advantages and highlighting characteristics, we built a double cycle new product system serving domestic and international, strengthened industry research, issued guidelines for collateral valuation, implemented differentiated FTP policy, successfully implemented the special loan of the BRICs New Development Bank, and approved the second phase of ASEAN Fund.
The meeting stressed that in 2022, the export import bank will focus on the following work: first, ensure the increase of the proportion of policy business, further promote the inclination of resource allocation, strengthen the whole process management of policy business investment, and strengthen the rigid constraints of assessment. Two, one belt, one road is to highlight the main responsibility of the main industry, to serve the foreign trade, to promote quality and stability, to support the modern industrial system to make up for the shortage and forge ahead, to continue to help build a "one belt and one road" to make a steady and prosperous journey, and to actively promote inclusive finance to foster excellence and support weakness. Third, make every effort to consolidate and expand the achievements of risk prevention and control, do a good job in tackling key risks of major projects, take precautions before the rain, keep the risk bottom line of overseas business, and vertically and horizontally organize an all-round risk prevention and control network. Fourth, steadily build the foundation of sustainable development, continuously improve the level of debt management, accelerate the improvement of equity investment management, improve the integration ability of business and financial management, further promote the construction of capital management ability, optimize performance appraisal management, integrate and tap potential, and improve team efficiency. Fifth, promote scientific and technological empowerment and digital transformation, give full play to the powerful functions of phase I of the IT blueprint system, further improve the top-level design of financial science and technology governance, and steadily promote the construction of phase II of the IT blueprint system. Sixth, continue to strengthen the party's overall leadership, firmly grasp the leadership of political construction, solidly rectify the problems fed back by the central inspection, unswervingly promote the comprehensive and strict governance of the party, and continue to strengthen the construction of talent team and grass-roots party organizations.
